San Diego, California, Attorneys for Chapter 7 Bankruptcy
For too long, our financial system was based on creating consumer debt. Lenders pushed the government to virtually deregulate the lending industry. As a result, our economy is in a crisis and millions are beginning to realize that they are stuck in a cycle of debt with no end in sight. Many are now unable to keep up with paying interest on the debt we owe, and are seeking a way out of this debt. Chapter 7 bankruptcy is an available remedy offering many such people a fresh financial start.
If Debt is a Problem for You, our San Diego Bankruptcy Lawyers Know Effective Legal Solutions
Declaring bankruptcy is associated with giving up and accepting a life associated with hitting bottom. On the contrary, bankruptcy is a solution. A successful Chapter 7 bankruptcy will eliminate all your unsecured debt, which includes credit cards, unpaid medical bills and other forms of debt. Yes, filing bankruptcy will impact your credit but only for a short period of time. If you are serious about eliminating your debt so that you can actually spend your paycheck on yourself or so that you can start saving money, then you should contact our attorneys today. What do you have to lose?
A Proven Way to Eliminate Credit Card Balances and Certain Other Debts
Chapter 7 is the preferred type of bankruptcy for people with too much debt and limited assets. You should consider filing for Chapter 7 bankruptcy protection if you experience one or more of the following scenarios:
- Accumulation of too much credit card debt and other unsecured debt
- A job loss or other setback that eliminates or severely reduces expected income
- Unanticipated, costly events such as illness, injury or divorce
If you are serious about stopping creditor harassment, judgments and garnishments of your wages, paying too much interest on credit cards then Chapter 7 may be right for you.
If you are looking for a way out of your financial situation and are seeking a fresh start, then Chapter 7 could be your ticket out.
Knowledge and Guidance to Make the Bankruptcy Process Manageable
If you qualify based on your debts and income, a skilled lawyer can make the process of filing Chapter 7 straightforward and relatively simple for you. You will meet with one of our attorneys. During the meeting, the attorney will conduct an analysis of your finances, advise you whether you qualify for chapter 7 bankruptcy protection, and discuss your options with you in detail.
The Process of Chapter 7 Bankruptcy in San Diego, California
If you choose to declare chapter 7 bankruptcy, our attorneys will complete the paperwork. You will then have an opportunity to review the documents we plan on filing. Once the documents are filed with the court, you will attend a short meeting with the bankruptcy court trustee to answer basic questions, accompanied, of course, by one of our attorneys. Once the paperwork is approved, your unsecured debt will be wiped out.
If you have few assets and a large amount of debt, it is probably time to consider Chapter 7 bankruptcy and other options. Whatever your adverse financial situation, we encourage you to contact us today and ask about practical ways to get relief and protect your future.
We are a San Diego, California, debt relief agency. We are licensed attorneys helping people file for relief under the Bankruptcy Code.
