San Diego Bankruptcy Lawyers are Available to Help you through the Bankruptcy Process
Even in an adverse economic climate that impacts virtually everyone, misinformation surrounding bankruptcy is prevalent. Common false myths include: the process of filing bankruptcy is overly complex and time-consuming, it is very difficult to qualify, loans will not be provided to those that filed, you will lose all your assets including your house and car. If this is a concern for you, please contact our skilled, caring attorneys today to discuss what bankruptcy actually entails.
Our attorneys focus on helping you make careful and sound decisions. This is the most challenging part of the bankruptcy process for many. We will apply our skills to help make the entire bankruptcy process as manageable and efficient for you as possible — while also doing all we can to ease your fears and concerns about the various steps.
Once You Decide to File, the Bankruptcy Process Can Be Simple to Complete
The process for your case will vary depending on a range of factors. There are significant differences between what is necessary for a Chapter 7 and Chapter 13 filing, in part because Chapter 13 requires us to develop a carefully thought-out, comprehensive debt settlement/repayment plan that will earn a trustee's approval.
Essential steps in the process are, in fact, relatively straightforward. There will be no "trial" or lengthy sequence of appearances before intimidating authorities. Once you have filed, your ongoing obligations will be clear-cut. Key common steps include:
- We gather information and run the numbers to help ensure you qualify to file for the type of bankruptcy you are considering
- You complete a fairly simple credit counseling requirement
- Filing a bankruptcy petition package, which we will prepare for you
- You and one of our attorneys together attend a "341" meeting held by a trustee to review the petition we filed. You receive a legal discharge of debts included in your bankruptcy petition
Call 619-819-8383 for a Free Consultation and Answers to Your Questions
We will walk you through this process and be available to assist you every step of the way. We provide both reassurance and valuable preparation for what will happen. When you work with us at Avraham & Robinson, LLP, you will not meet your attorney the day of your court appearance — as you might with another law firm. You know who is on your side from day one.
We are a San Diego, California debt relief agency. We are licensed attorneys helping people file for relief under the Bankruptcy Code.